844 402 ALTA |info@altaequities.com
Apply Now
Loading...
Borrow 2017-08-18T23:53:49+00:00

TYPES OF LOANS

Fix and Flip

If you’re interested in buying a discounted, distressed, REO, or wholesale property, our flexible and competitive fix and flip loans enable you to capitalize on your entrepreneurial vision. Real estate investment is a growth industry and we want to help you make the most of it. Our loan program offers:

  • Up to 90% of the Purchase Price
  • Up to 100% of the Rehab Construction Costs
  • From 8.99% interest depending on LTV
  • No prepayment penalty, extensions available
  • Membership in the Alta Advantage program with access to exclusive discounts on construction material
Apply Now

Rental Properties

Our rental property program is designed for investors with properties that are being rented or are in the process of becoming rent-ready. We are flexible and responsive to your needs. We can quickly fund your property and modify the terms of the loan to suit your aspirations once the property becomes rent-ready.
We specialize in helping our clients navigate any credit challenges that they may face. We are expert negotiators who have the ability to make sure that you receive the investment capital that your project deserves.
Our service works as a bridge that enables you to get through the renovation and re-tenanting process with your investment capital intact.
Until you’ve received your portfolio loan, Alta Equities will support you every step of the way so that you can rest assured that your project gets off the ground quickly and successfully.
Apply Now

Multi-Family

Our multifamily loan program is engineered to help you navigate the complexities of investing in a condominium, apartment complex, or multi-unit housing facility. Our competitive rates and flexible financing options give you the power to adjust to a changing market and to capitalize on your investment in the short-term as well as the long. Our multifamily loan program offers:

  • Up to 90% of the Purchase Price
  • Up to 100% of the Rehab Construction Costs
  • From 8.99% interest depending on LTV
  • No prepayment penalty, extensions available
  • Membership in the Alta Advantage program with access to exclusive discounts on construction material
Apply Now

Commercial

If you’re a commercial real estate investor, you need the kind of plan that balances flexible terms with the kind of investment capital that will enable you to achieve your goals. Whether you’re focused on commercial or industrial properties, our experienced and knowledgeable staff will consult with you every step of the way to ensure that we formulate an investment strategy that suits your needs. Contact us for more information.
Apply Now

BORROWER FAQ

What is a hard money loan? 2017-08-15T23:54:53+00:00
A hard money loan is a type of asset-based loan financing in which a borrower is granted capital that is secured by real estate. These loans are provided for projects that can last anywhere from a few months to a few years.
Loan amounts depend on the ratio of the proposed loan divided by the value of the property. On average, a hard money lender will contribute 65 to 75% of the current property value.
What are the advantages of hard money loans over conventional loans? 2017-08-15T23:57:41+00:00
One of the biggest advantages of a hard money loan is the ability to for an investor to divert these funds toward renovation. This allows an investor to dedicate a portion of the funds to refurbishing an otherwise distressed or damaged property, and to enhance the value of that property.
On average, an investor seeking a conventional loan might expect to contribute 20 to 25% toward a down payment. Investors who avail themselves of the benefits of a hard money loan typically only pay 10% down on the total cost of the home.
Which factors determine the interest rate and terms? 2017-08-16T00:57:43+00:00
The interest rate and terms of a loan may change depending on a number of variables. The following factors may have an impact on interest rate and loan terms:
  • Borrower experience
  • Economics of the deal
  • Location of the property
  • Market conditions
  • The type of loan being offered
What does the hard money loan process look like? 2017-08-16T00:58:34+00:00

At Alta Equities, we make sure that your hard money loan experience is straightforward, efficient, and easy to follow. After you’ve completed our simple online form, we can guarantee a response within 24 hours. We pride ourselves on transparency: we will provide updates every step of the way, and we will let you know the terms of the loan that we’re willing to offer. We respond to your needs, and we adjust to the expectations and aspirations of our clients. Our expert staff members focus their time and energy on you.

How fast can I get my loan funded? 2017-08-16T01:00:19+00:00

At Alta Equities, we specialize in quick turnarounds. Once your complete loan package has been submitted, and after you’ve been approved, we can fund your loan in as little as five days. How’s that for efficiency?

What types of properties does Alta Equities finance? 2017-08-16T01:03:40+00:00

Alta Equities specializes in SFR properties, multi-family properties, and commercial/industrial properties.

LET’S WORK TOGETHER

We work as a single united team with market leading firms around the world and give our clients the highest quality advice possible.

BORROW LOAN